Membership

Eligibility

Educational Community Credit Union’s field of membership is limited to those who meet at least one of the following conditions:

Any employee of any educational institution or public library located within the counties listed below.
Any educationally-sponsored or affiliated organization of a public or private school, at elementary, secondary or higher-education level located within the counties listed below.
Any student or alumni of any educational institution, located within the counties listed below.
Any educational alumni residing within the counties listed below.
Any retired faculty member of a public or private school, at elementary, secondary or higher-education level residing within the counties listed below.
Any family member of a person eligible to join ECCU. It’s not necessary for the person eligible to be an existing member.

Counties of Barry, Barton, Cedar, Christian, Dade, Dallas, Douglas, Greene, Howell, Jasper, Laclede, Lawrence, McDonald, Newton, Oregon, Ozark, Polk, Shannon, Stone, Taney, Texas, Vernon, Webster, Wright.

Membership at ECCU simply requires maintaining a $25 minimum balance in your share (savings) account. Once you join the credit union, you remain a member for life - even if you move, change jobs or retire.

Open an Account

Fill out Membership Card Application & Upload.

Bring your completed copy to one of our offices, and we'll help you get set up!

Switch To Educational Community Credit Union Today – It’s Easy With Our Free Switch Kit!

Are you fed up with your current financial institution and ready to make a switch? Switching to Educational Community Credit Union (ECCU) is easy! Our switch kit includes everything you need to help you make a smooth transition to ECCU.

Simply follow these steps.

1 Step 1
Apply for a membership with our online Membership. Membership at ECCU simply requires maintaining a $25 minimum balance in your share (savings) account, plus a $1 one-time, non-refundable membership fee. Once you join the credit union, you remain a member for life – even if you move, change jobs or retire. To apply in person, visit any Branch.
2 Step 2
If you’re moving your direct deposit to ECCU, use our Direct Deposit Change Request Form to notify your other institution of the switch.
3 Step 3
Change automatic payments and withdrawals by using our Automatic Payment Transfer Request Form to notify your other institution of the switch.
4 Step 4
Close your old account once any outstanding checks and automatic withdrawals have cleared (this may take several weeks). Once you’re sure this has happened, you can use the Account Closing Request Form to notify your previous financial institution to terminate your accounts and receive any balances.

Use our convenient checklist to help you make the switch today!