Toll free (866) 439-ECCU

Checking accounts in Springfield, MO

Share Draft Checking
A checking account that not only costs you less, but also saves you more, can be found at ECCU. Stop spending money on fees and services charges. At ECCU, we feel a no-cost checking account is your right, not a privilege. You’ll enjoy no monthly fees or minimum balance requirements.
Click here to open your checking account online

Click here for our free & easy switch kit

Click here to reorder checks

Checking Terms & Conditions

ATM Card
An ECCU ATM Card can provide unbeatable convenience and service. You can access your credit union accounts at more than 28,000 surcharge-free ATMs bearing the CO-OP Network logo. Make deposits, withdrawals, balance inquires and much more, all at your convenience.

To report a lost or stolen ATM Card, please call (417) 831-0534 or (866) 439-ECCU.

Visa® Debit Card
Using your ECCU Debit Card is easy. Use it anywhere that Visa is accepted. The money will come directly out of your checking account.

Debit Card Disclaimer

To report a lost or stolen Visa Debit Card, please call (800) 682-6075.

Overdraft Protection Options
Free Overdraft Protection*
Never worry about the embarrassment of bouncing a check or overdrawing funds again. Enjoy overdraft protection with your ECCU checking account. If there are not enough funds in your checking account, we will pull funds automatically from your savings to cover the amount of the purchase.
*Free up to 6 times per month.

Optional Overdraft Protection Service (OOPS)
ECCU checking accounts can be set up for optional overdraft protection. We provide overdraft protection through a pre-established credit line for qualified members. If you write a check exceeding your checking balance, that amount will automatically be transferred from your line-of-credit, setting up an instant loan (up to your approved limit). OOPS protects you from costly overdraft and returned check fees.
Click here to apply online

Payroll Deduction/Direct Deposit
Automatically designate a portion of your paycheck to pay off bills or loans through the ease of payroll deduction. Plus, you never have to stand in line to deposit your paycheck if you take advantage of direct deposit. Direct deposit does it automatically and your funds are available in your account on payday! Click here for a printable Direct Deposit form.

ECCU Online
Take care of your credit union transactions without visiting the credit union! This 24/7 online account access service is safe, convenient and - best of all – free!

Safe Deposit Boxes
Safe deposit boxes are available for members who want to protect valuables or important papers. If you are age 55 or older, you can receive a $5 discount on any size box. Annual rates vary according to box size, and contents are insured up to $1,000,000.

Annual Rent

Notary/Signature Guarantee Options
We offer notary services at all branch locations. This service is free, but you must appear in person to have your document notarized. A notary public is a public officer with certification; notaries attest and authenticate, under an official seal, the signature of an individual. Notaries are not responsible for certifying the validity of any document.

Signature Guarantee
We offer signature guarantee services at our Springfield branch. This service is free, but you must schedule a time and bring identification. Signature guarantees are sometimes required for the transfer of securities.

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