Our savings accounts are designed with the member in mind. A 12-year-old doesn’t have the same savings goals as a 42-year-old, so why should they have the same savings account?
(Age 0-2)
- Receive a welcome kit with a piggy bank and more!
- With the first $10 deposit, we will add an additional $5!
- Participate in fun events like play dates, prize drawings and more.
(Age 2-12)
- Receive Kirby Bucks for every $10 deposit. Then redeem them for cool prizes!
- ECCU will make a $5 deposit for awards earned at school (honor roll, perfect attendance and athletic awards).
- Participate in fun events like coloring contests, prize drawings and more.
(Age 12-18)
- Get FREE Checking with ATM/Check Card and Online Banking. (Adult must be co-owner of account.)
- ECCU will make a $5 deposit for awards earned at school (honor roll, perfect attendance and athletic awards).
- Participate in events like financial seminars, scholarship programs, special offers and more
(Age 18-25)
- Get FREE Checking with ATM/Check Card and Online Banking.
- You’ll also be eligible for a Visa® Credit Card, line of credit and a high-yield savings account for members saving to purchase a home.
- Participate in events like financial seminars, grocery bingo and more.
(Age 25-55)
- Get FREE Checking with ATM/Check Card and Online Banking.
- You’ll be eligible for a high-yield savings account for emergencies.
- Participate in events like social outings, informational seminars and more.
(Age 55+)
- Get FREE gift cards, cashiers checks and FREE box of checks annually
- Get FREE Checking with an ATM/Check Card and Online Banking.
- Participate in events like social outings, informational seminars and more.
Once you’ve established your regular savings account with us, you can also open secondary savings accounts for whatever savings needs you may have. Set aside money for vacations, tuition, taxes or any other purpose. There is no minimum balance to start this savings account, but you must maintain an average daily balance of $100 to earn interest.
This is a convenient account that allows you to save money all year for Christmas expenses. There is no minimum balance to start this savings account, but you must maintain an average daily balance of $100 to earn interest.
This account allows you to earn more dividends than a standard savings account. We offer terms from six months to three years with competitive rates.
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(Age 18-25)
This is an interest-bearing savings account for members who are saving to purchase a home. Family and friends can directly deposit cash gifts. Financial seminars help you buy and afford your first home.
(Age 25-55)
This is an interest-bearing savings account just for emergencies! Whether it’s a broken stove or a broken taillight, ECCU has you covered on your financial journey.
This type of IRA offers tax-deferred earnings, and the possibility for tax-deductible contributions.
This IRA offers more incentives to boost your retirement savings. Unlike Traditional IRAs, your contributions to a Roth IRA are never tax-deductible.
The Coverdell Educational Savings Account ’s sole purpose is to help you pay for your child’s higher education expenses such as tuition, fees, books, supplies and equipment. In some cases, room and board is also a qualified expense.
U.S. Savings Bonds may be purchased or redeemed through Educational Community Credit Union. Online bond purchases may be conducted directly with the US Treasury through Treasury Direct.
| ECCU Bond Availability |
| Series |
Sell |
Redeem |
| I |
Yes |
Yes |
| E |
No |
Yes |
| EE |
Yes |
Yes |
Bonds purchased after December 31, 1989 by select members may be tax-exempt when used to:
* Pay tuition and fees at qualified educational institutions
* Make contributions to a qualified state tuition program
Effective January 1, 2008, the annual purchase limit applying to Series EE and Series I savings bonds is $5,000, issue price, for each series. The limit is applied per social security number or taxpayer identification number. For more information, please review the U.S. Treasury news release concerning the purchase limit.
Calculate the value of your paper savings bond(s).
BKS Investment Services has a complete line of investment products. For more information, contact the credit union.
All ECCU accounts are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA). Plus, the NCUA now insures IRAs up to $250,000.
View our Truth In Savings Disclosure
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