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ECCU Membership

Current Fee Schedule

Product
Fee*
Account closed within 90 days of opening $25

Account history (printed)
One month

More than one month

 
$2
$3
Account research by staff $20/hour ($10 minimum)
ATM withdrawal (non credit union card) $2
ATM withdrawal - foreign (non-CO-OP ATM) $1
Bill Payer service Free
Bill Payer expedited service FedEx Overnight) $29.95
Cashier’s check $2
Check printing Price varies based on style/qty.
Cleared check copy
In Person
Internet Banking

$2
Free
Copies (per page) $0.25
Counter check
Up to two per visit
More than two per visit (each)

Free
$0.50

Dormant account closure and state remittance to MO

$25
Dormant account fee (annual) $5
Fax documents $2
Garnishment fee at funds pay out $20
Loan documentation missing No blocking services
Membership entrance No charge to $1
Money Market withdrawal
Up to three/month
More than three/month
 
Free
$3
Money order (third-party payment) $0.50
Notary service to members Free
Notary service to non-members $2
Overdraft – electronic (ACH, ATM, debit card, POS) $30
Overdraft – Courtesy Pay (negative balance) $30
Overdraft – share drafts (NSF, uncollected funds) $30
Overdrafts from savings
Up to three/month
More than three/month

Free
$5
Replacement ATM/debit card or PIN $2
Return deposited check $10
Safe deposit box drilled Approx. $110
Safe deposit box delinquent (after 30 days) 10%
Safe deposit box rental (Varies by size) $25-$95
Safe deposit box key replacement Approx. $15
Share account withdrawal
Up to five/month
More than five/month
 
Free
$25
Signature guarantee (in person) Free
Stop payment (ACH or share draft) $10
Stop payment (consecutive order) $15
Visa® gift card ($1,000 max.) $2
Visa travel card ($3,000 max.)
Initial purchase
Reload
ATM withdrawal
ATM balance inquiry
 
$2
$2.95
$1.50
$0.50
Western Union ($1,500 max.) & wire transfers – domestic $25
Western Union & wire transfers – international $35

*All fees are subject to change without prior notification. Contact the credit union for complete details.

If you use an ATM that isn’t operated by Educational Community Credit Union, you may be charged a fee by the operator and/or the automated transfer network.

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Federally
Insured By
NCUA